Monthly Spending

Last month, I went through the trouble of keeping track of everything - budget, spending, debt repayment, etc. I started out doing the same this time, but the whole thing has started to stress me out to the point that I feel it is not worth it. While I am still setting a budget, I have decided that going forward I am just going to keep track of my spending based on my checkbook. I will know if I am on track based on how much I have left in my checking account and how much debt I have been able to pay for the month. I think that this will be the most effective way for me to stay on track while simplifying things at the same time. Also, I am proud to say that I am finally under the 30K line! I only owe about 28K now. Yea!