Saturday, May 9, 2009

Projected Budget

This is what I am thinking my budget will now be:

Average monthly income: $1636.54 (818.27*2)

Monthly Expenses:
1/2 rent: 462.50
1/2 utilities: 115 (summer)
my portion of Comcast: 20
gym: 21
monthly transit pass: 86
groceries: 150
cell phone: 55
misc. expenses: 80 (about $20 per week, usually cash withdrawals)
Total: 989.50

Debt Repayment:
Citi Loan: 500
Perkins: 63.64
Direct Loans: 25
Total: 588.64

Expenses + Debt = 1578.14

Leftover: 58.40
($25 of this will automatically go from my checking to my savings every month.)

Amount in checking at the end of the month: 33.40 (Yup, this sounds about right unfortunately.)

Okay, so this sounds totally doable even if I don't have very much extra leftover at the end of the month.

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