So even though I had to work on New Year's Eve, I ended up having a wonderful New Year's. My boyfriend, now fiance came to pick me up at midnight and proposed to me!!!!! I wasn't expecting anything until possibly our upcoming anniversary on the 12th. I am so excited to get married. This will definitely require some adjustment in the personal finance department, but will be well worth it in the long run.
I really should have posted this before the New Year, but here are my final 2009 numbers:
Savings: 1400+250= $1650 total saved!!
Starting Debt:
$32,000*
Ending Debt:
$17,490*
Difference:
$14,510*(balance & interest paid)
*I rounded to make the numbers even.
I also completed my goal to get my citi bank loan which was originally $20,500 to under $10,000 and it now stands at $9955!! I think I did a pretty good job this year since my net salary for my full-time job was only $28,000. I am not even sure what my take-home pay was but $28,000-$14,510 is $13,490 which means I lived on even less than that for this whole year!! Once I figure out my net pay for both my full-time and part-time jobs hopefully I can have a more accurate number, but I think those numbers speak for themselves.
I have debated on whether I am truly a "Frugal City Dweller," but with numbers like that to back me up I think I am pretty frugal. At the very least I put more of my income towards debt than living expenses which I am proud of.
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